There is nothing more fun than a day on the lake in the sun with good music playing in the background. All boaters should be aware of the protocols recommended to stay as safe as possible on the water to enjoy the day as stress-free as possible. 

• Do not drink and operate a boat at the same time.  Boating Under the Influence, known as a BUI, is just as serious as a DUI.  Getting a BUI can affect your driving record and insurance premiums for all of your household's vehicles. 
• There is no way to predict when you will need a life jacket; therefore, you should always wear a life jacket when traveling in your boat.  Most states have laws that require you to provide a life jacket for each of your passengers.  The Department of Natural Resources can ticket you for failing to provide a life preserver for each person in your boat.
• Know what to do in the case of an emergency.  Encourage all passengers to look out for one another and know what to do if someone goes overboard.
• All boaters should have a boat safety kit. Check out one of the many websites online that advise how to put together a safety kit that will suit your needs.

Pledging to stay safe when participating in outdoor activities makes them more enjoyable for all.  As an Independent Insurance Agency, we can provide a selection of Insurance companies to choose from when purchasing coverage for your boats and wave runners.

Cowart Insurance has your back when looking for coverage that matches your lifestyle and level of adventure.