We all feel pretty safe at home, right? But there's one room that's more dangerous than all the others. Any guesses which one? It's not the one where the pots simmer on the stove. Or where knives are part of the...

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5 Tips for Deep Frying a Turkey This Thanksgiving Those in Georgia who have tasted deep-fried turkey usually say there's simply no comparison to an oven-roasted bird - turkey out of the fryer is moist, with crispy skin...

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Giving During the Holidays Without Getting Taken Every year during the holidays, people in Dacula, Georgia look for ways to give gifts, not just to family and friends but to those less fortunate. It's the spirit of the...

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You stopped feeding your dog under the table in grade school, right? Okay, honestly most of us can't resist sharing scraps with our pets when they beg - they're family, after all! But we all know human food isn't always...

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Holiday Safety Tips for Georgia Pets The holidays have arrived in Dacula and Lawrenceville! For those with one or more four-legged friends in the house, it's time to go over some safety tips. After all, you want all of...

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Do You Need Winter Tires? You know it's coming. Freezing rain. Black Ice. Maybe even snow and slush. Remember Atlanta's snowpocalypse? But do you know if your tires are ready for all of that? When driving in Georgia in...

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As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Mobile technology has contributed a slew of benefits to our 21st Century world, but the shift to cellular technology has come at a price. An average of 11 teens every day in the U.S. become another tragic statistic of...

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The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Co-signing student loans for your child? You may want to consider a life insurance policy as well. As the cost of a college education continues to climb, many parents today are co-signing student loan agreements. But...

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Identity theft is a year-round problem, but crooks shift into high gear during the holidays. Whether you like to shop online or at the Mall of Georgia or Lenox Mall, here are some easy and effective ways to help...

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While fall and winter have their own pleasures, including SEC & NFL Football #UGA #RiseUp, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even...

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What you need in an Emergency Kit You never know when a natural disaster is going to hit Buford or Dacula - or even just a big storm that knocks out the power for a few days. That's why having an emergency kit for you...

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Halloween is one of the most fun holidays of the year for children of all ages. But it also can be deadly. Did you know that on average, children are more than twice as likely to be hit by a car and killed on Halloween...

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5 questions to ask to keep your haunting brood safe on Halloween Despite the fact that Halloween in Dacula involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make...

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If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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It will not be long before you feel the chill of winter approaching. Is your home ready? The good news is that winterizing your home does not have to be costly or time consuming. With a free afternoon and a little elbow...

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Let's try a little exercise: Can you list everything you own from memory? Didn't think so. The fact is most people own more things than they realize. It's easy to remember the cars, the computer, the TV. But what about...

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Put the top down and hit the road in Georgia - The call of the open road is at its strongest during the summer - and so is the call of the convertible. If you're one of those drivers who has long dreamed of dropping the...

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Take a moment and think about your family and what you might do if your income stopped tomorrow. Would you be able to pay for your son's field trip or your daughter's dance classes and still make your house payment? How...

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Did you know that life insurance can be used as a tool in estate planning? By purchasing a permanent life insurance policy, you can provide immediate, tax-free money to your beneficiaries - and ensure that they have the...

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Well before a disaster strikes, you should be thinking about your evacuation plan. Where will you go and how will you get there? How will you stay in touch? Who will know where you are? An evacuation plan that is...

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Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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It's estimated that less than half of U.S. households have life insurance. Yet without this important safety net, many families would struggle financially after the death of a loved one. How do you know if your family...

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In a hectic world, it can be tempting to try and save time and money by purchasing insurance through a 1-800 number or a web page. But do you really know who is on the other end of the phone? Do they really care about...

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Have the two "C"s of automobile coverage stumped you? If you buy car insurance, you'll want to understand the differences between comprehensive and collision coverage. Collision coverage applies to damage incurred when...

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As a homeowner, you're liable if someone is injured on your property. Luckily, some simple steps - and a dose of caution - can go a long way toward avoiding a liability claim. Here are some areas you'll want to pay...

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If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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It seems like last week that kids were celebrating the start of summer. It's time to begin the transition to a new school year in Lawrenceville, Grayson & Dacula. The following are some helpful tips to help your...

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In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Students who reside off-campus may not be fully covered under their family's homeowner's or renters insurance policies and should consider acquiring their own renters insurance coverage. And whether a student lives on-...

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Whether your child is returning to college or starting their first year, it is an exciting and stressful time for you. You want to make sure everything is covered, from what you need to do before they go to what they...

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"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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- With all the fun stuff there is to do when it's warm outside, it's no surprise that emergency room visits spike during the summer months. Each summer, hundreds of thousands of children end up in the ER for a variety...

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Useful tools to enhance your RV experience You know that taking to the road in your RV is fun - that's why you do it! But vacationing on the road can have its troubles, like dead batteries, flat tires and missed...

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- Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with just a few simple precaustions. Here are a few tips...

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The vast majority of us have been there: Sitting in heavy traffic, tempers flaring and aggressive drivers cutting in and out of lanes. Now you have a chance to do something about it. Join Cowart Insurance Agency and...

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Planning a getaway? Whether your destination is Disney World or a secluded spot in the North Georgia Mountains, there are some things you can do to keep your home safe while you're away. Don't worry, none of them...

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Join Cowart Insurance and Safeco Insurance in taking a pledge to be a more courteous driver in Drive It Forward Fridays (#DIFF) Summer travel season has started, and you have a chance to help make driving in and around...

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- For example, many drivers now use hands-free devices to talk on the cell phone while driving. But studies show that these devices don't eliminate - or even substantially reduce - the type of cognitive distraction that...

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- Did you know that Memorial Day marks the start of a period known as the 100 deadliest days for teens on the roads? Each year, from Memorial Day to Labor Day, thousands of teens are injured or killed in driving...

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You've probably heard that experts are predicting a below-average season, with only about three to five hurricanes. But just because there may be only a handful of hurricanes this year doesn't mean they don't have the...

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Do you have more people living in your home these days? Over the last several years, many people have added roommates to help pay the bills or had their adult children move back home. If other people have moved into...

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Top Tips for Boat Trailer Safety There are many reasons to love the sport of boating - it can be relaxing, exciting, entertaining and even rejuvenating. But hauling a boat on a trailer and launching it at the busy...

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With spring just around the corner, it's a great time for a "spring break" RV trip. Whether you're heading to North Georgia or planning your getaway a lot farther from home, you'll want to make the trip safely. At...

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- As springtime approaches, you probably notice something in addition to the warm weather and blooming flowers: more motorcycles on the roads of Dacula, GA. Riding looks like a lot of fun, doesn't it? Just imagine...

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You own a small business with only a few employees. Do you really need employment practices liability insurance? The answer is most likely yes. Called EPL for short, this is a vital coverage designed to protect your...

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One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Cowart Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Does your business have a preparedness plan? It's estimated that two-thirds of businesses have no plan in place in the event of a major business disruption or disaster. That's part of the reason that it's estimated that...

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If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not....

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Get started early to get your boat ready for summer If you love the water, few things are better than boating season. Summer just wouldn't be summer without spending those long, hot days on Lake Lanier, Lake Hartwell or...

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You run your own business. Do you need commercial auto insurance? It's an important question. As a general rule, if your vehicle is being used for business purposes, you may need a commercial auto insurance policy. Do...

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To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. Georgia residents - What's Peace of Mind Worth...

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In creating a survival kit, think about what you would need if you were stranded away from home for three to seven days. Prepare your kit well in advance so that if you have to evacuate quickly you are able to take your...

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Teens are bad drivers, right? They text behind the wheel, speed to impress their friends and barely pay attention. Or so the stereotype says. But parents can help their teens rise above the stereotype and stay safe...

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Did you know that motorcyclists are about 37 times more likely to suffer a fatal accident than those driving cars? It's true. But both types of drivers can do their part to reduce the number of deadly motorcycle...

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Safeco Insurance® honors Cowart Insurance with the Safeco® Key Agent Program Cowart Insurance has been selected for membership in the Safeco Key Agent Program, which recognizes performance and partnership. Fewer than...

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Should you refinance your car? Refinancing isn't just for homes. Refinancing your car loan can save you a lot of money, too. Here's how to refinance the right way: Compare interest rates. If the rate on your car loan is...

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What's the biggest challenge for business owners and managers in the U.S. today? If you guessed uncertainty, you are correct! That's why the right business insurance coverage is so important. The right types and amount...

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While many deadlines in the Affordable Care Act (also known as Obamacare) are constantly changing, causing plenty of confusion, there is one that is currently set in stone: March 31, 2014. The Affordable Care Act...

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Your Child's safety is always on your mind. Most have thought to change their kids privacy settings on Facebook, Twitter, Instagram and other social media. Did you know that you need to be worried about the settings on...

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Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Daylight Savings time is also Daylight Safety Time. - In most places in the United States, March 9th is Daylight Saving, when clocks are moved forward one hour. We here at Cowart Insurance want to remind you it's also a...

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Distracted Driving - Independent agencies representing Auto-Owners Insurance across the country are joining together to share the importance of not texting while driving with their communities. Driver distraction is a...

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Ah, Valentine's Day and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say "Be Mine" - and, of course, jewelry. It's exciting to receive jewelry from a...

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It's estimated that more than half of all U.S. small businesses operate out of someone's home. Housing a business in your basement or using your garage as a warehouse can be a great way to launch a business or save...

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How energy efficient is your home? Here are several of the most effective ways to save energy - and money - at home. Have you taken these simple steps to becoming a more 'green' homeowner? Change your light bulbs....

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Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Setting aside the time for an annual insurance review is a great way to make sure you have the right coverage in place for your company. In the business world, things can change quickly, leaving you without enough...

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Teens are bad drivers, right? They text behind the wheel, speed to impress their friends and barely pay attention. Or so the stereotype says. But parents can help their teens rise above the stereotype and stay safe...

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Are you thinking what we are thinking? We live in south and it will be how cold tonight? The weather agencies are predicting record breaking cold tonight. Many are saying that we will see wind chill factors below zero....

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Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Adding another expense to your monthly bills not ideal? What would you trade in order to be able to get life insurance? It may be less than you think... such as just one of these things: Snacks at the movies One weekly...

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