As the year draws to a close, many people begin to reflect on their lives and set goals for the future. This is often a time when people focus on their physical health, but it's also important to consider your financial...

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Whether you’re a small startup or a large enterprise, you no doubt have business insurance to protect your investment and hard work. It’s easy, however, to operate on autopilot without assessing your insurance coverage...

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Your home insurance policy is a vital safeguard for your property and possessions. However, to ensure that it adequately protects you and your assets, it's crucial to maintain open communication with your insurance...

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Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system....

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If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Reputation management and its cousin, brand reputation management, are essential these days if your business has an online presence. Here are a few ways you can help protect your company’s reputation both on a regular...

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The holidays are a time for family, friends, fun, and food. Unexpected fires are not a popular addition to anyone’s holiday to-do list. Unfortunately, cooking-related fires make up the majority of home fires, with an...

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Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where...

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Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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Ceiling fans are not only functional but also play a significant role in maintaining comfort and energy efficiency in our homes. Depending on the season, the direction in which your ceiling fan blades spin can make a...

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Most people have good intentions when Pink October rolls around. They truly want to do something to help cure breast cancer. However, what most people don’t know is that buying pink ribbons or reposting Facebook games...

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If you’re opening a branch of your company in another state, congratulations! That means your business is thriving. Here are four important considerations to mull over as you expand. What Does Commercial Property Cost?...

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If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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Owning rental properties is a fantastic investment and a great source of regular income. You can safeguard your profit margins by reducing insurance claims for damages and liabilities. Use this checklist to make sure...

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Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Parenting is a challenging but rewarding journey for just about anyone who embarks on the adventure. And the journey can be even more challenging when you are a single parent. This is especially true when it comes to...

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Farm insurance can be confusing. If you are a farmer, homesteader, or rancher of any kind, it is important to understand what farm insurance covers. You may be asking yourself if you need farm insurance. Consider the...

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Many insurance agents use a method called DIME to help clients determine how much life insurance coverage is needed to protect their loved ones. Debt – How much would you need to keep your family comfortable with the...

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Football season is here, and it’s time to tailgate. Whether you’re cheering on the University of Georgia Bulldogs, the Atlanta Falcons, or the Georgia Tech Yellow Jackets, we have the perfect tailgating recipes to get...

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If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their...

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Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you...

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Artificial intelligence has been taking the business world by storm lately, especially with the recent releases of new AI software. Would using AI be a good decision for your business? Let’s look at the pros and cons....

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Owning your own home is a desirable goal and a source of pride. Yet home ownership also requires great responsibility. Routine maintenance, property taxes, utility payments, and insurance premiums are all common...

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Smart businesses have a plan in place to get up and running and protect their data if the worst happens. Here’s how to build a business continuity plan in case your company needs to deal with a catastrophe. Assess Your...

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If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes...

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General liability, Workers Compensation, and Garage Liability insurance policies are issued on an estimated exposure basis. Our agency will review your operations with you and submit an application based on your...

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Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from...

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Summer vacation is drawing to a close, and it's almost time for students to gear up for another exciting academic year. As we prepare to head back to school, it's crucial to prioritize safety. Whether you're a parent,...

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Owning rental properties is a fantastic investment and a great source of regular income. You can safeguard your profit margins by reducing insurance claims for damages and liabilities. Use this checklist to help avoid...

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Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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With summer fast approaching, it's important to keep in mind the risks of sun exposure and take steps to protect your skin from harmful UV rays. Exposure to ultraviolet (UV) radiation from the sun can cause a variety of...

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If you’re hiring someone who will be doing a lot of driving for your business, you want to find someone who will maintain a stellar safety record. Avoiding accidents is essential, as it may reduce your risk of liability...

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Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal data. And if this data falls into the wrong hands, private and financial...

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Summer is a season of joy, warmth, and vibrant celebrations. Whether you're planning a wedding, organizing a music festival, hosting a corporate retreat, or throwing a backyard barbecue, it's important to protect your...

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Being in the woods exploring can be fun and exhilarating in All-Terrain Vehicles. They are sporty and fast-paced. Nevertheless, ATV accidents and fatalities happen every year due to uneducated, unprepared, and...

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Small businesses today face many of the same challenges that larger ones do, and they're vulnerable to many of the same risks as well. One increasing danger for small businesses is cyber liability, because they're...

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As we are winding into all outdoor lovers' favorite time of the year, it is exceedingly important to note how dangerous the great outdoors really can be. When participating in adventurous activities, everyone should be...

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For most people, their home is their biggest investment. It's where they create memories with their family and friends, and it's where they feel safe and secure. However, accidents and disasters can happen anytime,...

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Summer is fast approaching and for many, that means home DIY projects are back! But that also means potential injuries and fatalities are too, if not careful. Annually, ladder-related incidents cause over 500,000...

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Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Are you struggling to find a life insurance policy that fits your needs? Our agency may have an option for you. Some major life changes are unexpected and can impact how much life insurance coverage you may need. A...

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There is nothing more fun than a day on the lake in the sun with good music playing in the background. All boaters should be aware of the protocols recommended to stay as safe as possible on the water to enjoy the day...

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RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips can help ensure that...

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he flowers are blooming, the birds are serenading, and the house still feels like it's stuck with the winter blues. Spring cleaning is a tradition that allows us to freshen up our homes and get a head start on the often-...

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Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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With increasing energy costs, businesses are always on the lookout for ways to save money. Did you know that you can cut heating and cooling expenses by strategically landscaping your commercial property? Here are four...

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Getting into a camper and setting off to explore a new place is very exhilarating and being one with nature is a serene experience. However, not properly preparing yourself for an RV trip can quickly turn that serenity...

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Golf carts are becoming very popular in cities throughout the South as a fun new form of transportation. A golf cart might be a great alternative to driving a car, whether in a neighborhood or small town that has golf...

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Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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If you have chosen not to purchase flood insurance to protect your home, business, farm, or outbuilding, did you know that floods are the leading cause of natural disaster-related property damage?Let’s make sure your...

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Commercial auto insurance is a must if you or your employees use vehicles for work. While this costs money upfront, it can save you in the long run. Just one bad accident without sufficient coverage can expose your...

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It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Congratulations! You have successfully sent your children off to the next chapter of their lives, and you are ready to start your next chapter. More than likely, you have spent years preparing for this moment. You have...

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If you’re starting up or buying a new business, it’s vital to have the right insurance coverage to protect your investment and your employees’ livelihoods. But it can be confusing shopping for multiple business...

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It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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