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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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Understanding the Rapid Rise in Auto Insurance Rates

Auto insurance rates have been climbing steadily in recent years, leaving many policyholders puzzled and concerned about their rising premiums. Several key factors are driving these increases, ranging from economic...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Things to Know When Shopping for Home and Auto Insurance

Suppose you're looking around for home or auto insurance; you may find the process confusing, especially if you're new to buying coverage and aren't familiar with the terminology. Here are five essential things you...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Teen Driving Safety

Talking to Your Teen About Safe DrivingWhen teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone.Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving?The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after a...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways - often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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What happens if I get a speeding ticket?

Slow Down, Save Money... and lives How many times has the following happened to you? You're speeding down Interstate 85 or up Highway 316 when you spot a Georgia Highway patrol car. You quickly hit the brakes and slow...

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Tips to stop driving distracted

Avoiding distractions while driving could save your life You've seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers come in all shapes, sizes, ages and...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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Should you refinance your car?

Should you refinance your car? Refinancing isn't just for homes. Refinancing your car loan can save you a lot of money, too. Here's how to refinance the right way: Compare interest rates. If the rate on your car loan is...

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No Text is Worth the Risk

Cowart Insurance is committed to being a positive contributor to public safety in our community. This video is powerful in the way it demonstrates what can happen if you text and drive. We should all be more mindful of...

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Auto-Owners Insurance Company – A.M. Best Rating 2013

We are pleased to announce to you the A.M. Best Company has affirmed the financial strength rating for Auto-Owners Insurance Group (AOIG) of A++ (Superior), A.M. Best's highest rating available. This is the 41st...

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Travel Tips for Kids

Car Safety Tips for Your Children Owning and operating a car is a big responsibility. This is only heightened when you have children along for the ride. Making sure their needs are met and that you pay attention to the...

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Do You Own a Classic Car of the Future?

There is nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette...

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College Graduation Insurance Tips

- Protect your college graduate with the right insurance - College graduation is an exciting time for students and their parents alike. And, while it's easy to be immersed in graduation parties and focused on first-job...

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Prom and Graduation Safety

- Teen driving tips to keep prom and graduation safe - High school is full of defining moments for Georgia teens and two of the highlights for most are prom and graduation. However, this time of year often sees other,...

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8 Easy ways to save money on Car Insurance

Are you wasting money on your auto insurance? There's a good chance the answer is "yes"! It may not be because you are a bad driver or are a high risk, but because you overlook some easy ways to save. Some of the best...

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Shedding Light on Car Insurance Savings

It can be easier than you think to put the brakes on high auto insurance rates - as an independent agency, Cowart Insurance can help! We can review your policy and possibly help you find a variety of illuminating ways...

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Safeco Insurance 25th Anniversary Award

Cowart Insurance Agency is proud to have been able to represent Safeco Insurance Company for 25 years. This week Lori Stewart, Territory Manager for Safeco, presented Keith Cowart with an award to commemorate his 25th...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in...

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