General liability, Workers Compensation, and Garage Liability insurance policies are issued on an estimated exposure basis. Our agency will review your operations with you and submit an application based on your...

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As we begin to enjoy the warm summer months, there’s one thing we can be sure of: Mother Nature will continue to do what she does best. Severe weather is something that we should both expect and be prepared to face. ...

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Workplace safety is not just a list of rules. It’s a process. It takes commitment and effort, and ultimately it is something that is achievable. There is always opportunity for improvement. Keep the following in mind as...

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Do your business operations include employees who drive? If so, their daily job includes sharing the road with other drivers; many of whom are pairing driving with another activity such as texting, eating and drinking,...

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We’ve all heard the saying, “An apple a day keeps the doctor away,” but did you know that preventive maintenance and routine checkups are necessary to keep your contractors’ equipment healthy, too? When developing a...

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The word “audit” can increase a person’s heart rate and send butterflies racing to their stomach, but a commercial insurance premium audit should not be an occasion for worry. The annual audit process ensures that you...

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Slips, trips, and falls are one of the leading causes of general industry work-related accidents. Surprisingly, they rank second behind motor vehicles in accidental deaths. They have the possibility to cause major...

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With summer just around the corner and winter in our rearview mirror, a lot of business owners feel that they can put their concerns about slips, trips and falls away for few months. Unfortunately, that is not the case....

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As technology’s presence grows in our lives – and in our vehicles – it’s becoming easier to be distracted while we’re driving. There are three main types of distraction while driving: visual, manual and cognitive....

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You can be held liable for any employee accident or injury that occurs at your business or on a job site. The State of Georgia requires all business owners with 3 or more employees to purchase a workers compensation...

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