Managing your garage business can be challenging – you are responsible for numerous important aspects of your business, from advertising and accounting to servicing your customers. Add those jobs to having to order...

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If you own a business, you are aware that one of the tasks that often comes with such ownership is an annual audit. Most business policies are audit-able, particularly those covering contracting operations. No premium...

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Audits for contractors can be challenging. One of the most common questions auditors hear is, “Why do I have to pay for my subcontractors if they carry their own insurance?” When a contractor hires subcontractors, an...

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The word “audit” can increase a person’s heart rate and send butterflies racing to their stomach, but a commercial insurance premium audit should not be an occasion for worry. The annual audit process ensures that you...

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With summer just around the corner and winter in our rearview mirror, a lot of business owners feel that they can put their concerns about slips, trips and falls away for few months. Unfortunately, that is not the case....

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According to the Workers Compensation Research Institute, employees who are disabled for longer than six months have less than a 50% chance of ever returning to their job. If they are off work longer than a year, the...

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Insurance is generally purchased to protect against building loss, loss to contents or liability losses. Unfortunately, it is the intangible exposures that we do not see and do not prepare for that ultimately can have...

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You own a small business with only a few employees. Do you really need employment practices liability insurance? The answer is most likely yes. Called EPL for short, this is a vital coverage designed to protect your...

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You run your own business. Do you need commercial auto insurance? It's an important question. As a general rule, if your vehicle is being used for business purposes, you may need a commercial auto insurance policy. Do...

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What's the biggest challenge for business owners and managers in the U.S. today? If you guessed uncertainty, you are correct! That's why the right business insurance coverage is so important. The right types and amount...

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It's estimated that more than half of all U.S. small businesses operate out of someone's home. Housing a business in your basement or using your garage as a warehouse can be a great way to launch a business or save...

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Setting aside the time for an annual insurance review is a great way to make sure you have the right coverage in place for your company. In the business world, things can change quickly, leaving you without enough...

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