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Unpacking the Surge in Homeowners Insurance Rates

Homeowner insurance rates have been on the rise, causing concern among policyholders who are seeing their premiums increase year after year. Several key factors contribute to this trend, including economic pressures,...

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Why home and auto insurance rates are continuing to rise in 2023

Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes...

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Protect Your Property: Equipment Breakdown Coverage

Do you recall the excitement when you brought home your new bundle of joy ... from the big-box store? Maybe it was your top-of-the-line washer/dryer set. Or was is it the stainless steel refrigerator and stove? In any...

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Kitchen Fire Safety

When thinking of the cause of a kitchen fire, it is common to think of cooking. But not all kitchen fires start because of cooking hazards. Non-cooking related fires commonly involve refrigerators, freezers or...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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It’s time to start winterizing your home and yard

It will not be long before you feel the chill of winter approaching. Is your home ready? The good news is that winterizing your home does not have to be costly or time consuming. With a free afternoon and a little elbow...

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Why do I need to do a Home Inventory?

Let's try a little exercise: Can you list everything you own from memory? Didn't think so. The fact is most people own more things than they realize. It's easy to remember the cars, the computer, the TV. But what about...

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What is personal liability insurance for homeowners?

As a homeowner, you're liable if someone is injured on your property. Luckily, some simple steps - and a dose of caution - can go a long way toward avoiding a liability claim. Here are some areas you'll want to pay...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Have a child in college? It's a great time for an insurance review

Students who reside off-campus may not be fully covered under their family's homeowner's or renters insurance policies and should consider acquiring their own renters insurance coverage. And whether a student lives on-...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Cowart Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Have some new Jewelry in the House? Protect it!

Ah, Valentine's Day and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say "Be Mine" - and, of course, jewelry. It's exciting to receive jewelry from a...

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How to protect your home from Freezing Pipes in Georgia

Are you thinking what we are thinking? We live in south and it will be how cold tonight? The weather agencies are predicting record breaking cold tonight. Many are saying that we will see wind chill factors below zero....

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Georgia. Football brings with it a whole host of seasonal activities...

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Disaster Planning - Inventory your important possessions

In the event of severe damage to your home or business, having a current inventory of your possessions - including their make and model numbers - can help you get your insurance claim settled faster, verify losses for...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that a standard Home Insurance policy in Georgia doesn't cover flood damage. At Cowart Insurance we want you...

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Keep your pets safe during the Fourth of July Fireworks

For most of us, the Fourth of July is a time to enjoy the pyrotechnics that mark the holiday. But for our pets, fireworks are another story. Many pets can be traumatized by the noisy rockets and firecrackers so many of...

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Summer Pool Safety Tips

- Summer is a fun time to socialize with family and friends. For many, there is nothing that says summer quite like a pool party. If you have just installed a swimming pool, you will hopefully have updated your Metro...

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Summers mean backyard grilling - Safely!

Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling is not just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however,...

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New Home Purchase - What are my options?

You've selected your dream home and now it's time to get everything ready for closing. The next important decision is choosing your home insurance. Here are some things to consider as you evaluate your options. How much...

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It's Time for Spring Cleaning!

Spring is a time of new beginnings in Dacula, Buford, Suwanee and Hoschton, Georgia - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at...

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Lessons of Super Storm Sandy

Our hearts go out to everyone dealing with the challenges and hardships of the after-math of Superstorm Sandy. Luckily, catastrophes like Sandy don't happen very often. When they do, the vivid lessons they offer help...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Cowart Insurance want to remind you it's also a great time to...

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Safeco Insurance 25th Anniversary Award

Cowart Insurance Agency is proud to have been able to represent Safeco Insurance Company for 25 years. This week Lori Stewart, Territory Manager for Safeco, presented Keith Cowart with an award to commemorate his 25th...

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Have some new jewelry in the house? Protect it!

Ah, Valentine's Day is here, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say "Be Mine" - and, of course, jewelry. It's exciting to receive jewelry...

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